Thinking about selling your home in Houston? Wondering what documents you’ll need to gather before listing your property?
If you’re preparing to sell your home in Texas, especially in the competitive Houston real estate market, one of the most important steps you can take is getting your paperwork in order. Selling a home involves more than just setting a price and putting up a “For Sale” sign—it requires documentation that proves ownership, ensures legal compliance, and facilitates a smooth transaction. At The Jamie McMartin Group, led by Jamie McMartin, we help Houston home sellers navigate this process every day, making sure every detail is handled with care and precision.
In this post, we’ll break down all the paperwork you need to sell a home in Texas, explain what each document is for, and how working with an experienced Houston Realtor like Jamie McMartin and our team at The Jamie McMartin Group can make the process easier and less stressful.
Why does home selling paperwork matter?
Texas home sales involve legal, financial, and regulatory obligations that must be satisfied before ownership can be transferred. Missing or incorrect paperwork can delay your sale, cause legal issues, or even cost you the deal. That’s why it’s so important to partner with a knowledgeable Houston real estate agent who can guide you through the paperwork and compliance required.
Key documents you’ll need to sell a home in Texas
Here’s a comprehensive list of the paperwork most commonly required when selling a home in Houston or elsewhere in Texas:
1. Residential real estate listing agreement
- Purpose: This is the agreement between you and your real estate agent.
- Why it matters: It outlines the terms of the listing, including commission, listing price, and duration.
- Tip: We’ll walk you through every section so you understand what you’re signing.
2. Seller’s disclosure notice (TREC Form OP-H)
- Purpose: Texas law requires sellers to disclose the condition of the property.
- Why it matters: It helps protect you from legal claims post-sale.
- Includes: Roof condition, plumbing, HVAC, electrical systems, known defects, past repairs, and environmental hazards.
3. Property survey
- Purpose: Shows the boundaries, easements, fences, and structures on your property.
- Why it matters: Buyers often want to confirm that improvements are within property lines.
- Tip: If you’ve had one done in the past, locate a copy; it may be acceptable to the buyer and save everyone time and money.
4. Deed
- Purpose: Proves you legally own the property and have the right to sell it.
- Tip: Our team will help ensure it’s transferred properly at closing.
5. Mortgage payoff information
- Purpose: Shows how much is owed on your current mortgage.
- Why it matters: The title company will use this to pay off your loan from the proceeds.
- Tip: Have your lender’s contact information ready.
6. HOA documents (if applicable)
- Includes: Bylaws, CC&Rs (Covenants, Conditions & Restrictions), dues, and resale certificates.
- Why it matters: Buyers need to understand HOA rules and costs.
- Tip: Your HOA may charge a fee to provide these documents. Plan ahead.
7. Tax records
- Purpose: Shows your property tax history.
- Why it matters: Helps determine prorated taxes at closing and gives buyers insight into future tax obligations.
- Tip: We can help you obtain this information from the county appraisal district.
8. Title report and title insurance
- Provided by: The title company.
- Why it matters: Confirms you have clear title and lists any liens or encumbrances.
- Tip: We work with trusted Houston title companies to ensure a seamless process.
9. Repair receipts and home improvement records
- Purpose: Documents any upgrades or repairs.
- Why it matters: Buyers often ask for proof of work.
- Tip: Well-documented repairs can justify your asking price and reduce buyer objections.
10. Contract for sale (Purchase Agreement)
- Purpose: Legally binds the buyer and seller once an offer is accepted.
- Why it matters: Contains all sale terms, including contingencies, closing date, and price.
- Tip: Always review it with us before signing.
Optional (But Helpful) Documents
Pre-listing inspection report
Getting an inspection before listing can help you fix potential deal-breakers early and avoid surprises during negotiations.
Home warranty information
Offering a home warranty can add buyer confidence and potentially increase your home’s appeal.
How we help you stay on track
Selling a home in Houston means more than finding a buyer, it means following the rules, disclosing the right information, and coordinating with title companies, lenders, and buyers. Here’s how we at The Jamie McMartin Group, led by Jamie McMartin, make it easier:
- Paperwork Expertise: We know every document and deadline involved in selling a home in Texas.
- Compliance Focused: We ensure every step aligns with the Fair Housing Act, TREC rules, and the latest real estate regulations.
- Local Knowledge: With deep roots in Houston, we understand what’s expected in each neighborhood and what documents are needed for HOA communities, older homes, new builds, and everything in between.
FAQs about home selling paperwork in Texas
Do I need an attorney to sell my home in Texas?
Texas does not require a real estate attorney to sell a home, but it’s a good idea to work with a licensed Realtor. We ensure everything is handled legally and correctly. For legal questions, we recommend consulting a qualified real estate attorney.
What happens if I don’t disclose an issue?
Failing to disclose known issues can lead to lawsuits or the cancellation of the sale. The Seller’s Disclosure Notice protects both the buyer and you. Always be honest and thorough.
Can I sell my home without a realtor?
Yes, but it can be risky. You’ll need to handle contracts, disclosures, negotiations, marketing, and compliance with Texas laws on your own. Most sellers benefit from having an experienced Houston real estate agent like Jamie McMartin and our team at The Jamie McMartin Group on their side.
Selling your home in Houston doesn’t have to be overwhelming
With the right paperwork and a trusted real estate partner, you can move through the process with confidence. At The Jamie McMartin Group, we’re here to guide you from listing to closing, ensuring every document is complete and every requirement is met.
Ready to sell your home in Houston? Let Jamie McMartin and our team simplify the process. From the first document to the final signature, we’re here for you.