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    Moving to Katy in 2027: Your Fresh-Start Relocation Guide

    Four members of The Jamie McMartin Group standing on the front porch of a home with double black doors, ready to help people moving to Katy in 2027

    Thinking about moving to Katy in 2027? Moving to Katy means relocating to one of the fastest-growing parts of the Houston area, on the city’s west side along I-10. For many people, the new year is the perfect time to make that move.

    This time of year, our phones start ringing with calls from people who just got a job offer in Houston, a transfer date, or a new-year plan to finally make the move. Jamie McMartin has helped relocating clients settle into Katy, Fulshear, Richmond, and Cypress for years. Here’s the guide our team shares with every one of them.

     Tree-lined Katy, Texas, street for people moving to Katy in 2027

    Thinking about moving to Katy in 2027? Explore tree-lined streets, welcoming neighborhoods, and the everyday charm that make Katy a wonderful place to call home.

    Quick Answer: How Do You Plan a Move to Katy?

    The smoothest relocations start two to three months before moving day. Here’s the short version:

    • Talk with your employer about any relocation benefits first
    • Get pre-approved with a lender before you start touring
    • Narrow your search by commute, budget, and home style
    • Tour in person or virtually with a local Katy Realtor
    • If you own a home now, plan the sale and purchase together

    Why Are So Many People Moving to Katy?

    People choose the Katy area for its space, its housing options, and its easy access to the rest of Houston. Growth backs that up. According to the U.S. Census Bureau, Fort Bend County, which includes Fulshear and much of the Katy area, reached an estimated 958,434 residents as of July 1, 2024. That’s up 16.5% from April 2020.

    In addition, Katy sits along several major roads. The Katy Freeway (I-10), the Westpark Tollway, and the Grand Parkway (SH 99) all connect the area to Houston’s job centers, including the Energy Corridor. As a result, many residents can reach work across west Houston without a long cross-town drive.

    Texas also has no state personal income tax, which some relocating buyers consider when comparing states. However, property taxes and local district fees still apply, so it’s wise to review the full picture with a tax professional.

    Which Katy-Area Communities Should You Consider?

    The Katy area offers everything from established neighborhoods to new master-planned communities and acreage properties. The right fit depends on your commute, budget, and the type of home you want. Here’s a simple overview:

    Area

    What you will typically find

    Good to know

    Katy Established neighborhoods and master-planned communities Wide range of price points and home ages
    Fulshear Newer communities, acreage, and active new construction Growing area on Katy’s west side
    Richmond Master-planned communities and newer homes Southwest of Katy in Fort Bend County
    Cypress Large established communities and newer builds Northwest Houston, north of Katy

    School zoning varies by address, and Katy-area homes may fall in Katy ISD, Lamar CISD, or other districts. Always verify zoning for each specific home with the district. You can also explore neighborhoods on our Katy-area communities page.

    What Is the Katy Housing Market Like for Relocating Buyers?

    Relocating buyers have more choices than they did a few years ago. According to the HAR September 2026 Housing Market Update, Greater Houston had a 5.5-month supply of single-family homes. Homes averaged 58 days on market, and the median price held at about $325,000.

    Meanwhile, mortgage rates remain a key factor. Freddie Mac reported a 30-year fixed average of 7.40% as of October 8, 2026. Therefore, getting pre-approved early helps you understand your budget before you fall in love with a home.

    When Should You Start Planning a Move to Katy for the New Year?

    Start planning about 60 to 90 days before you want to move. That window gives you time to research, tour, and close without rushing. Here’s an example timeline for a winter or early-spring move:

    Timing

    What to do

    November Check employer relocation benefits, choose a lender, and connect with a local Realtor
    December Get pre-approved, narrow your areas, and start virtual or in-person tours
    January Make an offer, complete inspections, and lock in your loan
    February Close, get your keys, and settle in

    Every move is different, so treat this as a guide rather than a deadline. If you already own a home, our year-end Katy home closing guide explains the selling side of the timeline.

    Relocating buyers touring a Katy home by video call with The Jamie McMartin Group

    Moving to Katy from out of town? Tour homes virtually with The Jamie McMartin Group and find your future home from wherever you are.

    Can You Buy a Home in Katy Before You Move?

    Yes, many relocating buyers start their search from out of state. Our team offers live video tours, detailed walkthrough videos, and neighborhood drive-throughs. In addition, many closing documents can be signed electronically, depending on the lender and title company.

    Still, we recommend at least one in-person visit if your schedule allows. Seeing the commute, the streets, and the home in person helps you decide with confidence.

    Does Your Employer Offer Relocation Benefits?

    Many employers offer relocation packages, so ask HR before you choose an agent. Some programs work with specific relocation companies or agent networks. Knowing the rules early helps you use every benefit available to you.

    Jamie McMartin holds several relocation designations, including Cartus Preferred Relocation Network Agent, SIRVA Relocation Agent, USAA Preferred Relocation Agent, and CNAS Relocation Specialist. As a result, our team understands how these programs work and what paperwork they require.

    “Relocating is about so much more than the house,” says Jamie McMartin, founder of The Jamie McMartin Group. “We want every client to feel at home in Katy before they’ve even unpacked.”

    Selling a Home Before Moving to Katy?

    If you own a home in the Houston area, we can help you sell it and buy in Katy at the same time. Coordinating both sides can reduce stress and help line up your closing dates. If your current home is out of state, we can also connect you with a trusted agent through the Compass network.

    Ready to Start Moving to Katy?

    Moving to Katy in 2027 can be exciting and smooth with the right plan and the right local team. The Jamie McMartin Group knows the communities, the commutes, and the relocation process from start to finish.

    Contact The Jamie McMartin Group to plan your move, or search homes for sale in the Katy area today. Selling a Houston-area home first? Start with our home valuation tool to see what it could be worth.

    Frequently Asked Questions

    Is Katy, Texas a good place to move in 2027?

    Many people move to Katy for its housing options, growth, and access to west Houston job centers. The best fit depends on your commute, budget, and goals. A local Realtor can help you compare communities side by side.

    How far is Katy from downtown Houston?

    Katy sits west of downtown Houston along the Katy Freeway (I-10). Drive times vary widely with traffic and your exact starting point. We recommend testing your commute at rush hour before choosing a neighborhood.

    Can I buy a house in Katy without visiting first?

    Yes, many buyers start with video tours and virtual walkthroughs. Some lenders and title companies also allow electronic signing. Still, an in-person visit is helpful if your schedule allows.

    What should I know about property taxes when moving to Katy?

    Texas has no state personal income tax, but property taxes and local district fees apply. Rates vary by address. For details about your situation, consult a tax professional or the county appraisal district.

    How early should I start planning a move to Katy?

    Start about 60 to 90 days before your target moving date. That gives you time to get pre-approved, tour homes, and close. If you also need to sell a home, start even earlier.

     

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